Personal Accident Insurance

Personal Accident Insurance (PAI)coverage is available to persons working in aviation-related businesses. This broad definition covers all businesses and individuals involved in any aviation business. A sampling could include airport workers such as managers, dispatchers, schedulers, administrators, support staff, baggage handlers, fuellers, line and ramp crew, marshallers, aviation attorneys, insurance adjusters, inspectors, caterers, unlicenced maintenance & mechanical personnel and repairers, aircraft detaillers and so on.
If your work has an aviation-related duty or component you can apply for PAI.
If your aviation-related duties require you to have a licence you can apply for extended coverage known as Loss of Licence Insurance or LOLI.

Aviation Personnel depend completely on continued good health and their ability to work.
An injury or deteriorating health could result in your inability to do your job.
Poor Health, an Accident or an Injury=No income.

PAI coverage can provide Lump Sum Payments for Injury or periodic benefits for Temporary or Permanent Inability to do your job PLUS the financial stability and peace of mind that comes from owning Personal Accident Insurance.

If you are an Aviation Professional but do not require a licence to earn money from aviation-related activities you are eligible for PAI*
If you are an Licenced Aviation Professional and earn money from aviation-related activities you are eligible for LOLI*
*certain restrictions apply

What is Personal Accident Insurance (PAI)?
PAI is an insurance product designed to pay benefits to an Insured person if that Insured person cannot work due to Accident or Disability.

Who is eligible to apply for PAI?
Any person engaged in the Aviation Trades.

How do I apply for PAI?

Does PAI cover death from Natural Causes?
No. Only death from Accidental Causes.

How do I make a Claim?
Contact our Claims Department

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